Mortgage calculator

Know the real monthly cost.

Principal and interest are only part of the picture. Add taxes, insurance, PMI, and HOA fees for a clearer estimate.

Your numbers

Loan details

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$
$
20% of home price
%
% / yr
$
Per year
$
Per month
PMI and extra payments
% / yr
$
Per month

What is included

More than principal and interest

01

Property taxes

Calculated from the home price and annual tax rate, then divided into monthly payments.

02

Insurance and PMI

Home insurance protects the property. PMI may apply when the down payment is below 20%.

03

Extra principal

See how an additional monthly payment can shorten the loan and reduce lifetime interest.